The Blue Oval isn’t ready to succumb to tariff prices
As Americans braced for the worst-case scenario in light of President Trump’s 25% tariffs on foreign auto imports, Ford announced a new promotional campaign called “From America, For America” aimed at alleviating some of the fears that would have kept once-eager car buyers from purchasing new cars.
While other automakers like Hyundai, Genesis, and Nissan sent letters to dealers and/or launched programs that promised their dealers and customers that their vehicles’ MSRPs would not increase until June, Ford did something slightly different. The Dearborn-based automaker not only bolstered its homegrown, “made-in-America” image by reaffirming its manufacturing roots, but also introduced an employee pricing program that proved to be popular with its buyers.
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Bye-bye employee pricing, hello triple-zero financing
Following three months of employee pricing discounts, Ford is entering the third quarter and the second half of 2025 with a bang, as it introduces a new pricing scheme to attract value-conscious buyers to the beacon of the Blue Oval. In an announcement on July 8, the automaker said that in place of the employee pricing program, it will follow up by offering no-interest financing for 48 months, with no money down and no payments required for the first 90 days on most Ford and Lincoln cars.
In a blog post on Ford’s website, Rob Kaffl, Ford’s director of U.S. sales and dealer relations, said that the company came up with the program after hearing from its dealers that “more customers could benefit if we could reduce the upfront, out-of-pocket expense to buy or lease a vehicle,” adding that other everyday expenses are disincentivizing buyers from a new set of wheels.
“Many families have seen their savings go toward higher mortgage rates and summer travel costs,” he said. “They want a new vehicle but also want options that allow them to forgo an upfront down payment.”
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The “0-0-0 summer sales event,” as Ford calls it, begins on July 8 and follows a very successful sales program for the automaker. According to newly released Ford sales data, the employee pricing campaign has successfully gotten more people into new vehicles. Year-over-year sales of Ford and Lincoln vehicles shot up by 14% in Q2 2025, while their market share jumped by 1.8 percentage points.
In a statement on July 1, Ford said sales in the second quarter were bolstered by strong pickup and hybrid sales, even as EV sales took a 31% dip. According to the automaker, Q2 2025 was the best second quarter for the ever-popular F-series truck since 2019, while its smaller brother, the Maverick, saw its best sales quarter since its 2021 debut.
“We blew the doors off the overall industry with our second-quarter sales,” Andrew Frick, president of Ford Blue and Model e, said in a statement. “Customers continue appreciating our broad powertrain choices […] and our Ford Motor Company: From America, For America commitment.”
Final thoughts
It should be said that the fine print does contain some potential deal-breaking caveats that could drive some buyers away from taking potential purchasing actions. They include the fact that the Triple Zero deal is excluded from 2024 model year Ford Raptor vehicles, Maverick, Ranger, non-ICE versions of the Transit, non-XL Super Duty pickups, F-150 Lightning, and Mustang Mach-E. Additionally, the Triple Zero deal is not eligible to be used on 2025 model year Ford Raptor vehicles, Maverick, Ranger, Transit, Super Duty, and popular cars, including the Bronco Sport, Bronco, Expedition, and the Lincoln Navigator.
Not only does Ford state that buyers are responsible for tax, title, license, and dealer fees, but they also mention that “Not all buyers will qualify” for the advertised Triple Zero deal. This is important to note, as data from Edmunds states that 0% finance deals are incredibly rare, accounting for just 0.9% of new-vehicle loans in Q2 2025, the lowest share Edmunds recorded since 2004, and down from 1% in Q1 2025 and 2.9% in Q2 2024.
However, despite this, Ford’s action shows that it is willing to work to make its vehicles more accessible to buyers, as affordability will become more of a consideration going into the second half of the year.